The health insurance plan that covers everyone
The Guaranteed Acceptance plan provides reliable coverage that protects your health and covers existing medications—with no medical questions.
Health insurance you can rely on
Life isn't perfect, and neither is our health. Whether you're managing a chronic condition or simply tired of medical questionnaires, the Guaranteed Acceptance health plan protects you with essential health coverage.
Health coverage designed for real life situations
No matter your age or health situation, find the coverage that fits your life. Get 70% reimbursement on essential services like prescriptions, dental care, and health practitioners.
Managing ongoing health conditions?
- No matter your age or health situation, find the protection that fits your life.
- Get 70% reimbursement on essential services like dental care, health practitioners and prescription drugs, and your pre-existing conditions are covered.
Over 65 and need supplemental health coverage?
- Provincial health plans don't cover everything.
- Add essential protection for dental care, vision, hearing aids, and prescription drugs to fill the gaps in your government coverage—no medical questions required.
Previously declined by other insurers?
- The Guaranteed Acceptance plan is different—everyone qualifies regardless of health history.
- Get the basic protection you need with the confidence of guaranteed approval.
Essential health benefits that cover what matters most
Simple, straightforward coverage with 70% reimbursement on the health services Canadians use most—designed to fill the essential gaps your provincial health plan leaves behind.
Retiring soon or recently retired?
If you're currently covered by group benefits, between the ages of 50-74, and are leaving your group benefits soon (or lost coverage within the last 60 days), you might want to check out our Retiree Plan.
More than just coverage—ongoing support for your health journey
The Guaranteed Acceptance plan includes valuable services designed to help you stay healthy and manage your benefits easily.
- Pre-existing condition coverage: All your health conditions are covered, no waiting periods for existing conditions
- Direct billing: Present your Blue Cross card at participating providers and pay only your portion
- Mobile app: Submit claims, check coverage, and find providers anywhere in Canada
- Local customer service: Specialists in your community who understand your needs
- Blue Advantage® program: Exclusive discounts on health-related products and services
- inConfidence® support: 24/7 confidential counselling across health, relationships, financial planning and legal questions
Everything you need to know about Guaranteed Acceptance
Common questions about getting health coverage without medical questions.
1-833-950-1137
