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Get the retirement health benefits you deserve

You've built toward this moment—free to travel, pursue hobbies, spend time with family. The Retiree Plan is health insurance designed specifically for Canadian retirees who want comprehensive health benefits.

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For your next chapter

Health coverage built for the life you've planned

Many health plans offer coverage when you leave full-time work. The Retiree Plan is different. It’s designed for active lifestyles with travel coverage, prescription drug coverage, and wellness programs. Your next chapter isn't about slowing down, it's about living on your terms with the right health plan.

Explore the options

Every retirement plan is unique. Discover which option fits your lifestyle and budget.

Every retirement plan is unique. Discover which option fits your lifestyle and budget.

Recently retired and budget-conscious

  • Our Silver plan gives you coverage for prescriptions, essential health services, and 30-day multi-trip travel coverage.
  • It's ideal for maintaining your health routine and occasional travel.

Active retirees with travel plans

  • The Gold plan provides enhanced coverage: more coverage for prescription drugs and health practitioners.
  • 60-day multi-trip travel coverage.
  • It's ideal for couples planning longer trips and pursuing active lifestyles.

Comprehensive protection seekers

  • Our Platinum plan gives you the highest coverage levels for prescription drugs and health professionals, plus 90-day multi-trip travel coverage.
  • It's perfect for retirees who want complete peace of mind and maximum flexibility. 
Coverage

Straightforward coverage for the benefits that matter most

Our Retiree Plan provides coverage on health services Canadians use most – like prescription drugs and health practitioners.

Ready to secure your retirement health coverage?

Don't wait—you have 60 days after leaving your workplace benefits to get guaranteed coverage with no medical questions. Get your personalized quote in minutes, compare all three coverage levels, and protect the retirement you worked so hard for.

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Additional Benefits

Beyond coverage—complete support

The Retiree Plan goes beyond basic coverage—we're your partner in healthy, confident living.

  • Blue Advantage program: Exclusive discounts on health-related products and services
  • Health Connected portal: Online health assessments, wellness tracking, and personalized health insights
  • inConfidence support: 24/7 confidential counselling and family assistance for life's challenges
  • Blue Cross mobile app: Submit claims, check coverage, find providers, and manage your benefits anywhere
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FAQ

Common questions about health coverage

Everything you need to know about transitioning from workplace benefits to The Retiree Plan.