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Supplemental dental coverage that works for everyone

Our standalone Dental Plan offers comprehensive dental coverage on essential services, no income limits, and freedom to choose your dental provider.

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what's covered

Comprehensive dental benefits

Essential dental services covered at 70% of your dentist's fees, based on your provincial Dental Society fee guide. Note, all services subject to applicable annual limits and there is a 6-month waiting period if you are not applying within 60 days of losing group benefits.

Want combined health and dental coverage?

Get additional coverage for your health including massage, mental wellness and optional prescription drugs with our Complete Health plan.

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Additional Benefits

Your plan includeds valuable extras

Your Individual Dental Plan includes these additional benefits to give you comprehensive protection and support:

  • Accidental Death & Dismemberment*: You and your spouse are covered up to $25,000 each for accidental loss of life or limb (coverage ends at age 65)
  • Connected Care: Access to digital health services at member-exclusive rates, including virtual consultations and wellness programs
  • Direct Billing: Present your Blue Cross card at participating providers and pay only your portion—no upfront costs or claim forms
  • Mobile App: Submit claims, check coverage, and find providers anywhere in Canada
  • Blue Advantage: Exclusive member discounts on health-related products and services across Canada
  • Local Customer Service: Real people in your community who understand your needs 

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*Accidental Death and Dismemberment coverage will terminate the end of the month following your 65th birthday. Accidental Death and Dismemberment coverage is underwritten by Blue Cross Life Insurance Company of Canada

An image of a woman having her mouth looked at by a dentist, using her individual dental insurance
FAQ

Everything you need to know about individual dental coverage

Common questions about getting comprehensive dental coverage that goes beyond government programs.