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When you work for yourself, your health is also your business.Unlike employees with workplace benefits, self-employed Canadians need to find their own health coverage. That's actually an advantage, it means you're in control. With individual health insurance, you can protect your well-being and your income, on your own terms.Why individual health insurance matters when you’re self-employedFor self-employed workers, an unexpected medical bill can mean dipping into savings or putting business expenses on hold. Having individual health insurance helps cover some of the services not included in provincial health plans.Public health coverage in Canada provides basic care like doctor visits, hospital care, and certain prescriptions, but what about the essentials that keep you feeling healthy day to day? Things like dental checkups, new glasses, physiotherapy, and mental health support are usually outside the scope of provincial plans, leaving many Canadians to pay out of pocket unless they have additional coverage.Think of individual health insurance as protection for both your health and your bottom line. It works alongside provincial plans to cover services that aren’t included. Depending on the plan you choose, coverage can include:prescription drugs dental carevision careparamedical servicesemergency medical care outside the provinceYou can start with basic insurance or choose more comprehensive coverage that extends to your family, all while tailoring it to your budget and personal needs.The added benefits that go beyond coverageWhen you’re self-employed, staying healthy isn’t just about personal wellness, it’s about keeping your business on track. Getting sick or injured without insurance could mean losing days or weeks of income.Individual health insurance helps you plan ahead so you’re covered for both the expected and the unexpected. Premiums may also be tax-deductible, which can help reduce expenses for self-employed people.Today’s health insurance plans go further than basic reimbursement. Many include tools and services designed to make life easier for busy self-employed professionals like virtual medical consultations, wellness programs that support your physical and mental health. You can also get financial and legal information when life gets complicated.These services can help reduce stress and keep you focused on running your business.Choosing the right planAs a freelancer, consultant, or small business owner, you can choose from a range of Blue Cross Health® products. Our Complete Health plan is ideal for self-employed professionals who want flexible, all-in-one coverages.The advantage of this kind of flexibility upfront is that you can mix and match coverage, then add or remove family members to your policy as you need. Your needs can change, and your coverage can change with them. Protecting your health is one of the best investments you can make.Support your successYour career runs on focus and flexibility, so make sure your health coverage can keep up. With Blue Cross Health, you can protect your well-being, your income, and your ability to keep doing what you love, every day.