Health Insurance After Losing Your Benefits
Your provincial health coverage continues unchanged.
What you're replacing are the extended benefits: prescription drugs, dental care, vision coverage, and health practitioner services that made life easier and more affordable.
Personal Health Plans
Design coverage that fits your new situation
- Mix and match coverage levels
- Protect yourself, spouse, and children
- Includes health practitioner benefits
Retiree Conversion
Seamless transition from employer coverage
- Available between age 50-74
- Apply within 60 days of leaving work benefits
- No medical questions required
Bridge Coverage
Short-term protection while you decide
- Avoid gaps in coverage
- Flexible duration
- Convert to permanent coverage when ready
Group vs. Personal Insurance: The Key Difference
Group insurance (what you had): Everyone gets the same plan, no health questions, employer helps pay.
Personal insurance (what you're considering): You choose exactly what you need, you pay the full cost, but you get coverage designed for your specific situation.
Important: Having pre-existing conditions doesn't automatically disqualify you from coverage. You have options specifically designed for people transitioning from group plans.
Don't Forget: Complete Your Protection
Health insurance is just one piece of your benefits puzzle. If you had Life Insurance or Critical Illness coverage through work, you'll want to replace those too.
Critical Illness Insurance provides a lump sum payment if you're diagnosed with a serious condition like heart attack, stroke, or cancer.
Term Life Insurance protects your family's financial future if something happens to you. Coverage options up to 30 years.
Ready to Explore Your Options?
Not sure where to start? Our Plan Recommendation Tool gives you personalized options in about 5 minutes.
1-866-492-2583
